Other Ways to Give

In writing your will or living trust, you may specify that you would like a portion of your estate to benefit Saint Mary’s.
 
Even seemingly modest bequests can make a meaningful contribution to the mission of Saint Mary’s. The Saint Mary’s Advancement Office would be pleased to discuss with you, or your accountant or attorney, the variety of ways to include Saint Mary’s in your estate or financial planning through one or more planned gifts.
 

This information is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor.

Gifts of Stocks
Gifts of stocks or other appreciated property offer two-fold tax savings: Donors pay no capital gains on the increased value of the appreciated security, and they receive an income tax deduction for the full market value at the time of the gift.
 
If you are holding the certificates and they are registered in your name, please ask your financial advisor for the proper form and deliver the securities to Saint Mary’s Advancement Office in person or by registered mail. For security purposes, the stock certificate need not be signed if sent by mail; the release form will suffice for transfer.

The two important advantages:
 
  • Any long-term appreciated securities with unrealized gains (meaning they were purchased over a year ago and have a current value greater than their original cost) may be donated to Saint Mary's and a tax deduction taken for the full fair-market value of the securities.
  • Since the securities are donated rather than sold, capital gains taxes from selling the securities no longer apply.
 
Please make sure you are identify clearly as the owner and let us know how you wish the contribution to be applied (Annual Fund, Unrestricted Gift, Endowment, etc.). We will book the contribution on the day received based upon its market value and send you a confirmation with our thanks.
 

This information is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor.

Saint Mary’s has benefited over the years from bequests of real estate. Real property, either entirely or in part, can be deeded to Saint Mary’s. It is even possible to arrange a sizeable tax deduction by deeding a home or farm to the school now, while continuing to occupy the property for life.
 
Donors receive a large charitable contribution and have the assurance that their home will not be taken away from them should they experience financial or medical difficulties in the years to follow.
 

This information is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor.

A Tax-Saving Way to Help Saint Mary’s
 
If you are 70½ years old or older, you can take advantage of a simple way to benefit a charity such as Saint Mary’s High School and receive tax benefits in return. You can give up to $100,000 from your IRA directly to a qualified charity such as ours without having to pay income taxes on the money.
 
How It Works
 
  • Your gift will be put to use today but it allows you the benefit of seeing the difference your donation is making.
  • The transfer may be made in addition to any other charitable giving you have planned.
  • You pay no income taxes on the gift. The transfer generates neither taxable income nor a tax deduction, so you benefit even if you do not itemize your deductions.
  • If you have not yet taken your required minimum distribution for the year, your IRA charitable rollover gift can satisfy all or part of that requirement.
  • The transfer generates neither taxable income nor a tax deduction, so you still benefit even if you do not itemize your tax deductions.
  • If you have not taken your required minimum distribution for the year, your IRA charitable rollover gift can satisfy all or part of that requirement.
 
Please note that your gift needs to be made by December 31, 2019, should you want your gift to qualify this year.
 
Download the IRA Charitable Distribution Request Form.
 

This information is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor.


Saint Mary’s is eligible to receive contributions from donor advised funds.
You can easily initiate a grant recommendation from your donor advised fund. If you would like to make a grant recommendation, or would rather have a donor advised fund issue a check, please ask for the check to be made out to Saint Mary’s High School and mailed to:
 
Saint Mary’s High School
Office of Advancement
PO BOX 7247
Stockton, CA 95267-0247
 

This information is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor.


If you’re thinking about making a gift to Saint Mary’s High School, your life insurance could be an excellent and sensible way to make such a gift.

Here are a few reasons why there are many benefits with gifting life insurance.

  • It might be an asset that you no longer need.
  • Many life insurance policies have outlived their original purpose - that is, to assure the financial security of your children or your spouse and it would be of great value to Saint Mary’s High School.
  • You might be eligible for a tax deduction.
  • By naming Saint Mary’s High School as the beneficiary and assigning ownership of the policy to Saint Mary’s, you can secure a valuable income tax charitable deduction.
  • A gift of an insurance policy won't reduce your current income.
  • Your cash flow may increase.  If you stop paying the policy premiums, you’ll enjoy an increase is available cash. If you choose to continue paying the premiums on a policy you contribute to Saint Mary’s High School, you can claim the premium amount as an annual tax deduction. 
  • Your gift is easily and inexpensively arranged.
  • If the policy has a cash surrender value, we may cash it, borrow against it for Saint Mary’s High School current needs, or convert it to a paid-up policy if necessary. 
  • As with all planned gifts, please be sure to consult with your financial, legal, and tax advisers.
 
 

This information is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor.

You can help open doors and change lives forever for our students by considering a planned or other creative ways to give to Saint Mary’s High School.
 

Charitable Lead Trust
A charitable lead trust is an irrevocable trust designed to provide financial support to one or more charities for a period of time, with the remaining assets eventually going to family members or other beneficiaries. Charitable lead trusts are often considered to be the inverse of a charitable remainder trust. As with all planned gifts, please be sure to consult with your financial, legal, and tax advisers.

Charitable Gift Annuity

A charitable gift annuity is a gift vehicle that falls in the category of planned giving. It involves a contract between a donor and a charity, whereby the donor transfers cash or property to the charity in exchange for a partial tax deduction and a lifetime stream of annual income from the charity. As with all planned gifts, please be sure to consult with your financial, legal, and tax advisers.

Charitable Remainder Unitrust

A charitable remainder unitrust (also called a CRUT) is an estate planning tool that provides income to a named beneficiary during the grantor's life and then the remainder of the trust to a charitable cause. The donor or members of the donor's family are usually the initial beneficiaries. As with all planned gifts, please be sure to consult with your financial, legal, and tax advisers.

Charitable Remainder Annuity Trust

A Charitable Remainder Annuity Trust (CRAT) is a type of gift transaction in which a donor contributes assets to a charitable trust which subsequently pays a fixed income to a designated beneficiary, which can be a non-profit entity, a university, or another such party. As with all planned gifts, please be sure to consult with your financial, legal, and tax advisers.

Life Estate Reserved

The ownership of real estate can be divided into present and future interests. This division enables a landowner to convey land to a land trust or government with the owner retaining ownership during the owner’s lifetime or some other specified period. Donation of future interests can result in tax benefits. As with all planned gifts, please be sure to consult with your financial, legal, and tax advisers.

Beneficiary Designation Gifts

A beneficiary designation gift is a simple and affordable way to make a gift to support Saint Mary’s High School. . You can designate us as a beneficiary of a retirement, investment or bank account or your life insurance policy. As with all planned gifts, please be sure to consult with your financial, legal, and tax advisers.

Bargain Sale

A bargain sale refers to the selling of a good or service for an amount less than the fair market value. It can be considered a donation to a charity and may result in a tax write-off. As with all planned gifts, please be sure to consult with your financial, legal, and tax advisers.

 

This information is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor.

Ways to Give
Contact Information
 
Advancement Office
209-957-3340, Ext. 180
 
OUR INFORMATION
Saint Mary’s High School is a 501(c)(3) non-profit organization
 
Tax ID or EIN
43-1989150
 
Physical Address
Saint Mary’s High School
5648 North El Dorado Street
Stockton, CA 95207
 
Mailing Address
Saint Mary’s High School
PO Box 7247
Stockton, CA 95267-0247